Welcome to the Blue Rock Blog

Analyzing historical data reveals that stock market downturns and recessions have occurred under both Democratic and Republican administrations, indicating that these economic events are influenced by a multitude of factors beyond presidential control. Stock Market Downturns by Presidential Term: A review of maximum drawdowns during various presidential terms shows no consistent pattern linking the incumbent president to stock market declines....

The advent of artificial intelligence (AI) heralds a new era for businesses, characterized by unprecedented insight and efficiency. AI’s capabilities extend beyond mere automation, enabling companies to gain deep, actionable insights from vast amounts of data. As businesses increasingly integrate AI into their operations, they unlock new opportunities for growth, innovation, and competitive advantage. This essay explores how AI is...

Bitcoin “mania” has made a resurgence so far this year, with the price of Bitcoin having risen by nearly 60 percent in the past month and reaching a new all-time high of roughly $69,000, breaking the previous record that was set in 2021. The Securities and Exchange Commission has even made the decision to begin approving Bitcoin exchange-traded funds (ETFs)...

Mint, the most popular financial app to date is going away…for good. Intuit, who owns Mint.com recently announced they will be shutting down the very popular free app by January 1st, 2024, and will begin directing users to its other affiliate company, Credit Karma, to manage their finances moving forward. Mint has been around for over 15 years with nearly...

What do you think is the start of future success? Many times it can be linked back to when something changed. It could be a new job, it could be getting married, it could be some other large life event. Sometimes it’s linked back to the first dollar we made because we were disciplined from the start. For many, it...

Time and money are two of the most valuable resources we have in life. However, when it comes down to it, time is more important than money. This may seem counterintuitive at first, as we often prioritize our financial goals above all else. However, when we look deeper into the reasons why time is more valuable, it becomes clear that...

Goals are overrated.  While a goal to grow your money is motivating – goals don’t make progress, systems do.  Motivation gets you started but consistency ensures you make progress.  “You do not rise to the level of your goals. You fall to the level of your systems.” – James Clear  The goals set the destination, habits bridge the gap between...

The S&P 500 officially entered a Bear Market this week.  What is a Bear Market? It is when the stock market falls by 20% from its peak. The path of interest rates, inflation surprises, the war in Ukraine, and overall economic sentiment are causing uncertainty to run rampant in the market.  When markets shift, particularly when they drop quickly, it’s...