Business Owners

Guiding You to Financial Success
in Business & Beyond

As a business owner, a financial plan can serve as a roadmap to achieving your short and long-term goals. A plan can help you assess financial risk, challenges, and opportunities. We help business owners build and manage custom-tailored financial plans with your specific goals in mind. We assist by using your business as a tool to grow your wealth and personal balance sheet. When it comes time to consider an exit our experienced team can successfully guide you through the process.

Ways We Partner with You to Achieve Your Goals

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Private Wealth Management
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Private Wealth Management
HOLISTIC PLANNING & INVESTMENT MANAGEMENT FOR YOU
  • Our most comprehensive service
  • A committed financial planning team that proactively advises around your unique circumstances
  • Your financial plan is reworked annually to account for both small and large changes as the years go by
  • Effective communication to help you make informed decisions with confidence
  • Access to your own personal website to obtain easy access to all of your financial information and support, accessible from your computer or mobile
  • We act as the quarterback between you and all other professional advisors
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One-Time Financial Plan
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One-Time Financial Plan
A CUSTOM PLAN WITH THE RIGHT ADVICE AT THE RIGHT TIME
  • A series of meetings guided by your advisor to uncover your short & long-term goals
  • Unbiased answers and guidance from a CFP® to create your financial plan
  • Includes a roadmap to provide extended guidance so you stay on the path to achieving your desired financial outcomes
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Investment Management
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Investment Management
PORTFOLIO MANAGEMENT FOR YOUR MOST VALUED ASSETS
  • Minor adjustments to your portfolio based on broad market conditions
  • Investment considerations include tax minimization and distribution focus
  • Your team includes seasoned professionals with a global market view
  • Recommendations regarding the adjustment of risk as you approach your goals
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401(k) Plans for Businesses
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401(k) Plans for Businesses
DESIGN THE BEST RETIREMENT PLAN FOR YOUR COMPANY
  • Plan benchmarking to ensure plan compliance and meet Department of Labor requirements
  • Plan design analysis —including matching and vesting options—to ensure the plan is meeting the needs of plan sponsors and participants
  • Fiduciary education and risk mitigation for plan sponsors
  • A proven process to manage investment selection and performance tracking
  • Enrollment webinars and online resources help your employees get the information they need.
Image
Private Wealth Management
More
More
Private Wealth Management
HOLISTIC PLANNING & INVESTMENT MANAGEMENT FOR YOU
  • Our most comprehensive service
  • A committed financial planning team that proactively advises around your unique circumstances
  • Your financial plan is reworked annually to account for both small and large changes as the years go by
  • Effective communication to help you make informed decisions with confidence
  • Access to your own personal website to obtain easy access to all of your financial information and support, accessible from your computer or mobile
  • We act as the quarterback between you and all other professional advisors
Image
One-Time Financial Plan
More
More
One-Time Financial Plan
A CUSTOM PLAN WITH THE RIGHT ADVICE AT THE RIGHT TIME
  • A series of meetings guided by your advisor to uncover your short & long-term goals
  • Unbiased answers and guidance from a CFP® to create your financial plan
  • Includes a roadmap to provide extended guidance so you stay on the path to achieving your desired financial outcomes
Image
Investment Management
More
More
Investment Management
PORTFOLIO MANAGEMENT FOR YOUR MOST VALUED ASSETS
  • Minor adjustments to your portfolio based on broad market conditions
  • Investment considerations include tax minimization and distribution focus
  • Your team includes seasoned professionals with a global market view
  • Recommendations regarding the adjustment of risk as you approach your goals
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Retirement Income Planning
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Retirement Income Planning
KNOWING YOU HAVE A PLAN TO HELP YOU MOVE FROM SAVING TO LIVING.
  • Determine how much predictable income you'll get from Social Security, pensions, or annuities.
  • Look at the essentials and plan for expenses.
  • Develop strategies to balance growth potential and help generate income.
  • Determine how and when to make withdrawals so you can potentially keep more of your money in retirement.

Ways We Partner with You to Achieve Your Goals

Private Wealth Management

HOLISTIC PLANNING & INVESTMENT MANAGEMENT FOR YOU

  • Our most comprehensive service
  • A committed financial planning team that proactively advises around your unique circumstances
  • Your financial plan is reworked annually to account for both small and large changes as the years go by
  • Effective communication to help you make informed decisions with confidence
  • Access to your own personal website to obtain easy access to all of your financial information and support, accessible from your computer or mobile
  • We act as the quarterback between you and all other professional advisors

One-Time Financial Plan

A CUSTOM PLAN WITH THE RIGHT ADVICE AT THE RIGHT TIME

  • A series of meetings guided by your advisor to uncover your short & long-term goals
  • Unbiased answers and guidance from a CFP® to create your financial plan
  • Includes a roadmap to provide extended guidance so you stay on the path to achieving your desired financial outcomes

Investment Management

PORTFOLIO MANAGEMENT FOR YOUR MOST VALUED ASSETS

  • Minor adjustments to your portfolio based on broad market conditions
  • Investment considerations include tax minimization and distribution focus
  • Your team includes seasoned professionals with a global market view
  • Recommendations regarding the adjustment of risk as you approach your goals

401(k) Plans for Businesses

DESIGN THE BEST RETIREMENT PLAN FOR YOUR COMPANY
  • Plan benchmarking to ensure plan compliance and meet Department of Labor requirements
  • Plan design analysis —including matching and vesting options—to ensure the plan is meeting the needs of plan sponsors and participants
  • Fiduciary education and risk mitigation for plan sponsors
  • A proven process to manage investment selection and performance tracking
  • Enrollment webinars and online resources help your employees get the information they need.

Results-Driven Financial Planning

In the true entrepreneurial spirit, there may be goals or plans you would like to pursue after the sale of your business. Bringing this vision full circle depends on the net amount you realize from the transition and how it is put to work. Blue Rock can help you plan both prior to exit and after, to create a predictable outcome.

Through our business exit planning process, we help you:

  • Understanding how potential leads view and appraise your company
  • Identify and minimize value detractors and risks
  • Create a strategy that maximizes your post-tax proceeds
  • Build a wealth portfolio and strategy that aligns with your goals and financial situation
Financial Planning

The Building Blocks Your Business Needs For A Strong Succession Plan

All businesses undergo transition, and being more prepared to handle that transition will only pave the way for future success. How can you build a succession plan that will benefit you and your business?... READ MORE

Modernizing the Wealth Management Options for Business Owners

Failure to plan for the future is one of the main reasons why some business owners are unsure how to structure their own financial plan. Maximizing your options with business allows for you to identify what is needed to accomplish your personal goals. Establishing an exit-plan under the guidance of an experienced team helps you prevent the unknown. Blue Rock will be with you every step of the way.
1
ASSESSMENT OF TRANSITION OPTIONS
It's important to identify the best option that aligns with your goals. Whether it is an external sale or internal transfer. We help you understand your options, bring all advisors together (CPA, Attorney and others) to help build a roadmap and create confidence in your decision.
2
WHAT IS YOUR BUSINESS WORTH?
Understanding what the range of value you may expect from your business will allow you to weigh your options of transition. We can connect you with valuation experts to conduct a thorough analysis of your business. This can help you identify opportunities to make your business more appealing to potential buyers.
3
BUSINESS STRATEGIES TO HELP YOU PERSONALLY
Do you have a retirement plan? If so, when is the last time you reviewed the design of that plan? As your business evolves, there’s a good chance your retirement planning tools should too. Are you maximizing the options to defer tens, maybe hundreds of thousands of dollars pretax? Are your employees using the tools and benefits you provide them?
4
KEY EMPLOYEE RETENTION STRATEGIES
Your business is as good as your team. When you transition, someone is looking to acquire a proven machine. Your team will likely need to be part of that. If you don’t have your key people locked in, you may be unknowingly jeopardizing a future transitional opportunity.
5
PREPRATION FOR THE DAY YOU SELL
As a business owner, you have two checkbooks. Understanding where one starts and the other stops is an important piece of planning. Also understanding that there will be a day, when the business isn’t there to pay for certain things is also a factor. Having a handle on how spending will evolve after your business is part of the plan.
6
GOALS-BASED FINANCIAL ADVICE
You're only as prepared as your financial plan. Our team of financial advisors works with you to prepare for the future from day 1. The only thing that is constant is change, therefore, having a plan and a contingency plan at all times is key to your success.

Frequently Asked Questions for Business Owners

Meet Your Team


TODD ROSELLE, CFP® CHFC®

President | Founder

JAMES WHALEN, CFP® CIMA®

Lead Advisor | Financial Planner

JEFF KACZMARCZYK, CFA®

Financial Advisor

KELLY KACZMARCZYK, CFP®

CCO & Director of Operations

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