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When most people think about their 401(k), the obvious benefits that come to mind are: building retirement savings through investments, employer matching (if available), and tax deferral. But there’s a lesser-known advantage that high earners and business owners should be aware of to ensure they are maximizing the benefit—the marginal tax bracket opportunity that comes with 401(k) contributions. This article...

So, here we are, January of 2025 and we’re starting to hear from all the pundits about what 2025 is going to look like. Before we dive into what the experts are saying, let’s take a look at what the experts said about 2023 and 2024, and see if they were right. What was the overwhelming Stock Market and Economic...

What Should Be Our Top Financial Worry in 2024? Is it the election? No.Is it the stock market? No.Is it another pandemic? No. In 2024 there have already been nearly 3 Billion, yes, Billion, user accounts leaked.  This is up substantially from 2022 and 2023 where approximately 50 million and 300 million user records leaked respectively.  Stop and look at...

In this Financial Planning “Todd Talk,” Todd Roselle, CFP®, ChFC®, Founder of Blue Rock Financial Group, and Nick Lombardo, CFA®, a seasoned Financial Advisor, deep dive into navigating economic uncertainty. This talk covers a variety of subjects, from staying focused amidst market volatility to harnessing the power of long-term investing. Topics discussed during this Financial Planning “Todd Talk” include: Click...

In an election year, we tend to hear the proposals of each candidate. As of now, we know that President Biden has released his current tax proposal for 2025. With this, the focus for the current administration has been increasing taxes on those making over $400,000 annually or $450,000 for couples who file jointly. The additional focus is on billionaires...

We are thrilled to shine a spotlight on one of our exceptional team members, Todd Roselle! Join us in celebrating Todd’s recent accolade as he secures a coveted spot on the prestigious Forbes Best in State Wealth Advisors 2024 list! Todd’s journey to this incredible recognition has been marked by unwavering dedication, profound expertise, and an unyielding commitment to his...

Have you ever written down what you want to do better this year vs last year? Do you coin that list as your New Year’s Resolutions? If you were to go back and look at previous lists, how many times have you found success? If you were to go back to last year at this time, how’d you make out?...

In this Financial Planning “Todd Talk,” Todd Roselle, CFP®, ChFC®, Founder of Blue Rock Financial Group, and Dr. Katie Elder, a multifaceted psychologist and entrepreneur, delve into a comprehensive discussion that merges financial planning with psychological well-being. The talk covers a variety of subjects, from the intricacies of managing finances amidst market volatility to the psychological aspects of money and...

Over the last 5 years the excitement of investing in Real Estate has returned to the levels of the early 2000s. Property values have been soaring and people are getting Real Estate Rich once again. Now, with interest rates rising and property prices staying high, what should you consider if you want to get in? Is it too late? What...

As the economy has shifted and we all take a step back to reevaluate what is most important, the question we’ve been getting a lot recently, is “Where do I Start?” At Blue Rock Financial Group we work with three main groups of clients: For each of these groups, the considerations are similar but slightly different. Business Owners For most,...