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What Should Be Our Top Financial Worry in 2024? Is it the election? No.Is it the stock market? No.Is it another pandemic? No. In 2024 there have already been nearly 3 Billion, yes, Billion, user accounts leaked.  This is up substantially from 2022 and 2023 where approximately 50 million and 300 million user records leaked respectively.  Stop and look at...

The average yearly cost of tuition in 2024 depending on whether you end up in an Ivy league school or public campus can range from $27,330 to $78,970. Over a 4 year period, this could be as low as $109,320 or as high as $315,880. & this is just for one child! Further, since 1980 the cost of higher education...

The advent of artificial intelligence (AI) heralds a new era for businesses, characterized by unprecedented insight and efficiency. AI’s capabilities extend beyond mere automation, enabling companies to gain deep, actionable insights from vast amounts of data. As businesses increasingly integrate AI into their operations, they unlock new opportunities for growth, innovation, and competitive advantage. This essay explores how AI is...

Investors’ enthusiasm for artificial intelligence (AI) has propelled U.S. equity markets to multiple all-time highs as of June 2024. The strong outperformance of AI-related stocks, especially mega-caps, has some market-watchers asking if this could be like the dot-com bubble that burst in the early 2000s. AI is being viewed as one of the most revolutionary technological advancements in recent history,...

In an election year, we tend to hear the proposals of each candidate. As of now, we know that President Biden has released his current tax proposal for 2025. With this, the focus for the current administration has been increasing taxes on those making over $400,000 annually or $450,000 for couples who file jointly. The additional focus is on billionaires...

Over the last 10 years, the average annual health insurance premium outpaced inflation by 56% & worker wage growth by 11.90%. Section 1: Cost of Health Insurance – 10240 | KFF Which raises the question: How can you attain health insurance affordably? Considering that the U.S. on average spends almost double what the average comparable country spends per person –...

Bitcoin “mania” has made a resurgence so far this year, with the price of Bitcoin having risen by nearly 60 percent in the past month and reaching a new all-time high of roughly $69,000, breaking the previous record that was set in 2021. The Securities and Exchange Commission has even made the decision to begin approving Bitcoin exchange-traded funds (ETFs)...

Where we are and have been: It is hard to believe we are in another election year. It feels like this election cycle is presenting the greatest level of uncertainty than ever before, so we wanted to provide insight regarding the largest factors that influence performance. Before we delve into that, we wanted to share the recent and long-term performance...

Have you ever written down what you want to do better this year vs last year? Do you coin that list as your New Year’s Resolutions? If you were to go back and look at previous lists, how many times have you found success? If you were to go back to last year at this time, how’d you make out?...

“Is this still the right plan for me?” This was a recent question a business owner asked me as more employees became eligible to enter into the company’s SIMPLE IRA plan. With newly eligible employees entering your retirement plan and fluctuating annual revenue, it’s hard to know to time two things: Regarding the plan to switch or enter into, there’s...